Making investments on the Internet, we hope that they will make for us profit. However so happens not always. There is a certain risk that we not only will not draw the deserved interest, but also we will lose the contribution sum if we will enclose it in the unsuccessful project. Somehow to protect itself from it, it is possible to use insurance service. What itself this service represents?
The insurance office addresses to the manager of investment fund with the offer to insure him. In case of the consent of the manager to the account of insurance office the certain sum of the insurance is listed. Let it will be, for example, 1000 dollars. After that the insurer suggests users to be registered on it referalnoj to the link as it is an indispensable condition which allows to confirm a reality of registration and to conduct statistics control. However the insurance office takes the contributions which total sum does not exceed the insurance sum. In this case, it is 1000 dollars.
After your contribution under the insurance (let it will be, for example, 50 dollars) begin to be conducted statistics. If you have put up the money with a condition of daily charge in the sum of 1,5 % from all sum of the insurance, you will daily receive 75 cents. It means that they will act in film from yours 50 dollars, and all sum of the insurance day by day will become ever less. You also can count on this rest, if the project goes bankrupt. Also the sum brought by the manager of the project as on everyone received by you and other insured 75 cents, the same sum will be withdrawn and from the general insurance fund also changes and to pass to the insurer. Plus to it the insurer also receives referskie payments. Such situation is considered quite normal if the project works long and successfully. However it is necessary to remember and an insurance negative side.
Its first minus consists that the majority of the users, gathering to invest on the Internet and looking for for this purpose projects, consider that most safe of them are insured only. There is an erroneous opinion that the insurance office knows about investment fund something such that allows it to consider its reliable. Actually, the insurer is informed on activity of fund no more, than you. The reason of its interest to it is very simple: money which it receives.
The second minus is that users often trust check of the data about the project in which they put up money, to the insurer. They do not put any efforts to receive the helpful information. Thus the success of the investment in the Internet depends on awareness level. If to neglect personal check, it is possible to lose the money, and any insurance you will not rescue.
The third minus is that the insurance is one more way for the project to involve in it investors. When the project is insured, it causes sensation of its reliability in users. They discuss it at special investment forums, than do additional advertising to the project which obviously can and not to be reliable. In the project joins as well a circle of users of insurance office which trust it so, start to trust and to the project. For this reason the schedule of inflow of contributions to the project right after its insurance sharply directs up and some time keeps at high level still after the insurance bank is settled. As you can see, the insurance for fund – business much more favourable, than for investors.
As a result of all this insurance combination the insurer receives the referskie, the manager – new investors. After that he will wait the moment when the sum of payments and the sum of new receipts will be made even then will close the project. What expects investors? They like would receive the insurance, however sense that in a case reinvestirovanija the insurance will not be paid any more. In case of repeated investment the insurer writes off the sum of the insurance faster and the income, the manager of fund also not in insult receives, and the investor loses all guarantees of that the contribution to it will return in case of project turning. If the project has appeared roguish, it is quite possible to name insurance office the accomplice: swindlers supported and provided with it information support, moreover and money for it received.
And one more moment over which it is necessary to reflect. Those who are included into the project in the beginning its activity, receive the insurance payments. However this money in it the insurer, and as a matter of fact those who has trusted in the project already pays not after the sum of insurance bank has run low.
Also it is necessary to remember that really reliable projects which work and pay to investors percent, usually do not use the insurance. Why? Yes it is very simple. This money, as well as referalnye to the insurer, undertakes from contributions of investors. To return means into place, it will be necessary to pay higher percent, and for this purpose - to reduce the sum of the compensation. On this, clear business to go wants nobody. The Internet – not a place for altruism.
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